Terms of Use

By using riskfits.com you agree to these terms. If you do not agree with them, please do not use the site.

What this site is

RiskFits is a credit policy management platform under development. This website presents the product and publishes editorial articles about credit policy, underwriting, portfolio monitoring, collections, fraud prevention and personal credit.

The articles are information, not advice

This is the most important term on this page.

The content published here is general information for professional and educational purposes. It is not legal, financial, tax, accounting or credit advice, and it does not create any professional or advisory relationship between you and RiskFits.

Practical consequences:

• Credit, collections and lending practices are regulated, and the rules differ by state and by industry. Nothing here accounts for your specific situation.
• Statutory deadlines, filing requirements and disclosure obligations mentioned in the articles change over time and vary by jurisdiction.
• Before acting on anything you read here, consult a qualified professional — an attorney, an accountant or a licensed advisor as appropriate.
• Decisions you make about extending credit, collecting a debt, borrowing money or managing your own finances are yours alone.

We work to keep the content accurate and current, but we do not warrant that it is complete, error-free or applicable to your circumstances.

The waitlist

Joining the waitlist means we may contact you when access opens. It does not create a contract, reserve a place, guarantee access, or fix any price or feature. The product is under development, and what ships may differ from what is described here.

Intellectual property

The text, design, code, graphics and the RiskFits name and logo on this site belong to us. You may read, quote briefly with attribution, and link to the content. You may not republish articles in full, reproduce the site, or use our name or branding to suggest an association or endorsement that does not exist.

Acceptable use

Do not use this site to:

• Interfere with its operation or security
• Attempt unauthorized access to any system or data
• Scrape content at a volume that degrades service for others
• Submit false information through the waitlist form, or submit someone else's information without their permission
• Transmit malware or engage in any unlawful activity

We may block access for any of the above.

Third-party links

Some articles link to external sites, including government resources and industry references. We do not control those sites and are not responsible for their content, accuracy or privacy practices.

Availability

The site is provided on an "as is" and "as available" basis. We do not promise uninterrupted availability, and we may change, suspend or discontinue any part of it at any time.

Limitation of liability

To the fullest extent permitted by law, RiskFits is not liable for indirect, incidental, consequential or punitive damages, or for lost profits, lost business or lost data, arising from your use of this site or reliance on its content.

Some jurisdictions do not allow certain limitations, in which case those limitations apply only to the extent permitted.

Privacy

Personal information submitted through this site is handled as described in our Privacy Policy.

Changes to these terms

We may update these terms. The date at the top of this page reflects the current version, and continued use of the site after an update means you accept it.

Governing law

These terms are governed by the laws of Brazil, where the site is operated, without regard to conflict of law principles. This does not deprive you of any protection granted by the mandatory consumer law of your place of residence.

Contact

Questions about these terms: hello@riskfits.com.