Monitoring
Watch the portfolio after the sale: metrics, early warnings and limit reviews.
Allowance for Doubtful Accounts: What It Is and How to Calculate It
What the allowance for doubtful accounts is, methods to calculate it by aging and by expected loss, its effect on results, and the difference between reserve and write-off.
4 min read For credit teams · MonitoringBehavior Scoring for Credit Limit Reviews
What behavior scoring is, which internal variables go into it, and how to use the score to increase, hold or cut a customer's credit limit.
4 min read For credit teams · MonitoringCredit and Collections KPIs That Matter
The core credit and collections metrics — delinquency, aging, DSO, roll rate, recovery rate, exception rate — with formulas and how to read each one.
3 min read For credit teams · MonitoringCredit Portfolio Monitoring: What to Track
How to monitor a trade credit portfolio after approval: customer signals, portfolio metrics, cohort analysis, alert frequency and the limit review routine.
3 min read For credit teams · MonitoringEarly Warning Signs of Customer Credit Risk
How to build a credit risk alert system: external events, internal behavior signals, severity levels and the action attached to each trigger.
3 min read For credit teams · MonitoringPeriodic Credit Limit Reviews: How to Structure Them
How to run credit limit reviews: frequency by exposure, what to analyze, objective triggers for increases and reductions, and how to communicate a cut.
3 min read For credit teams · MonitoringVintage Analysis: Measuring the Quality of Credit You Granted
What vintage analysis is in credit, how to build the cohort matrix, how to read the delinquency curve by cohort and what to do with the result.
3 min read